The web is awash with financial information resources. Don’t continue down the road of debt-dependent lifestyle to an unplanned future in these uncertain economic times. More importantly, don’t seek costly services, refinances, and reorganization of debt that promise to “help” you get out financial trouble without checking out free offerings first. Consider it your first step on the road to a more responsible financial life.
These days it’s hard to appreciate the United States Federal government, but the various departments and agencies offer a wide variety of resources to the American people. Many of which come in the form of free financial tools and advice. For instance, the U.S. Department of Housing and Urban Development provides cash-strapped home-owners with a whole host of advice on how to avoid foreclosure. The website for the Federal Reserve features a credit card repayment calculator for consumers. These are just a few of countless such services the American tax dollar allows every American to appreciate.
But there are equally as beneficial financial tools and information resources provided elsewhere on the World Wide Web. The retirement calculator is a perfect example of an empowering online tool available to the general public. The mandatory annual free credit report provision, while enforced by government regulation, is a service the three major credit reporting agencies adhere to without anything in return. Have you thought about simply visiting your bank’s website to see what they let you do for free? Or just starting from scratch on a search engine. There’s no telling what you can find if you just start poking around on Google.
Yet the web itself is not the only place you can find free and technologically savvy ways to keep yourself on a study fiscal track. If you own a smartphone, chances are there are countless free apps you can download onto it from your service provider’s online marketplaces. Chances are your bank of choice has a free app for you to use so you can instantly keep track of your account information. In addition, apps like Mint for Android let users monitor virtually all of their personal financing for free. Don’t waste another second fretting over the ticking time bomb that is your current and projected financial standing. Get yourself online to get your hands on the latest ways to ensure your finances stay secure in the months and years ahead.